What's in our monthly newsletter?

What's in our monthly newsletter?




<span style="font-family: Arial, Helvetica;">Buyers and sellers need to act now to move in time for Christmas</span>

 
 
Homeowners up and down the country are preparing for the pre-Christmas rush, and with the demand-supply imbalance still providing sellers with optimal market conditions, it's likely we'll see a lot more sales to come before the end of 2021.
 
Every year, buyers and sellers are swept up in a flurry of market activity across autumn, with October standing out as a busy period for selling activity.
 
Will you be in your new home by Christmas? Here's where you should start:
 
 
Ensure the property is sale ready
 
Your estate agent will be able to tell you if there are any features of your home that might put off potential buyers.
 
If anything is flagged up, try to get it fixed before your property goes on the market, as doing this will mean you’re more likely to get a speedy sale.
 
Paperwork at the ready
 
Ultimately, the quicker that your paperwork is processed by the solicitors, the quicker you can get going.
 
Hassling with paperwork can slow down the moving process significantly, so pre-empt any requests for certificates or documentation by having it all in one place and ready when called upon.
 
Likewise, calling ahead to organise van hire or a removals company will ensure there are no issues on the big day itself.
 
Declutter thoroughly 
 
With December not far off, it would be a good idea to start sifting through your belongings now to work out what will be going with you and what is no longer wanted or needed.
 
A clearer space will also make your property pictures more visually appealing and make it that much easier to unpack and set up your new place to feel like home.
 
 
If you are looking to sell your home, book your free market appraisal today.
 
 
 



<span style="font-family: Arial, Helvetica;">Top 10 reasons a buyer will walk away</span>

 
When it comes to purchasing a property, eight in ten Brits admit to being 'picky buyers', with research showing that a poor Wi-Fi connection is enough to put a third off a new home.*
 
Other contributing factors can include having noisy neighbours, creaky floorboards and thin walls.
 
Of those surveyed, 22% would be deterred by an unruly garden with overhanging branches, with a third agreeing that dogs barking in the area would be a deal breaker.
 
If you're looking to sell your property in the near future, it's a good idea to determine what elements inside and outside could be picked up on by prospective viewers.
 
Where able, you should also complete any outstanding DIY jobs or renovations, as this will help you to secure a better offer in a shorter time frame. 
 
 
Top 10 reasons for a buyer walking away from a deal:
 
Noisy neighbours – 47% 
 
Loud area – 45% 
 
By a main road – 44% 
 
Thin internal walls – 43% 
 
Near an airport – 41% 
 
Hard to park nearby – 40% 
 
Lack of storage options – 38% 
 
Ceilings being too low – 35% 
 
Steep stairs – 34% 
 
Poor Wi-Fi – 33% 
 
At this time of the year, activity from buyers only increases in the run up to Christmas, with many wanting to unpack the last box before getting into the holiday spirit.
 
Whether you're looking to sell or let, we're ideally positioned to maximise marketing exposure for your property and help buyers see its best qualities.
 
Contact our team today for your up-to-date valuation.
 
 
 
*First Mortgage
 
 



<span style="font-family: Arial, Helvetica;">Building your dream open plan living space</span>

 
With light and space becoming essential in any house post-lockdown, it’s no surprise that many homeowners are opting for a more open plan living space.
 
Here are a few simple tips to help you build a beautiful integrated living and dining area.
 
Consider your specific requirements
 
What would you like to achieve from your project? It’s a good idea to make a list of what you need from your new space.
 
Do you want to be able to watch movies or play music, and what sort of storage do you need it to have?
 
Will you need planning permission?
 
To create your living and dining area, you could refit the existing space or extend on what you already have.
 
Before starting any major projects, always contact your local planning authority to confirm whether you need to apply for planning permission.
 
Always follow building regulations
 
Your project may not need planning permission, but it will need to comply with building regulations. These will include rules around ventilation, insulation, heating and fire protection.
  
You may need to seek professional assistance
 
You might want to seek help with design and technical drawings of your new space, depending on the scale of the work being undertaken.
 
An architect would be able to help you with this. If the dining area is going to incorporate a kitchen, you may need to seek out a kitchen designer to make the most of your space and give you the guidance you need.
  
Let natural light in
 
If you want to add light to your open plan space, then installing glazing and bi-fold doors is an easy way to do that.
 
Another option is adding roof lights or a roof lantern to get rid of any dark corners.
 
Recently renovated your property? If your home has recently undergone a refurbishment, we can value your property and help you learn its current sale value, talk to us today.
 
 
 
 



<span style="font-family: Arial, Helvetica;">How much do you know about the mortgage process?</span>

 
According to a recent survey, buyers are hopelessly uninformed on the mortgage process.
 
Whilst the furlough scheme was active, 64% of those living in Britain believed that lenders would not consider whether they received support when applying for a mortgage.*  
 
Likewise, from a survey of 2,000 adults, 42% did not believe being self-employed would be considered.
 
When deciding whether to lend to you or not, a bank will always assess the risk factor, which means taking into account anything that may affect repayments, such as your employment status and spending behaviour. 
 
Of all generations, it is those aged 35 and under with the least experience on what to expect when applying or looking to re-mortgage for a better deal.
 
Only 15% of those aged 18 to 24 knew that the government-guaranteed mortgage scheme announced earlier this year applied to them, with a staggering 85% left in the dark.*
  
Wondering if you’re eligible?
 
Open until 31 December 2022 for new applications, this scheme is available to first-time buyers and home movers across the UK.
 
For more information, go to: https://www.gov.uk/government/news/new-95-mortgage-scheme-launches
  
If you’re looking for mortgage advice, contact our dedicated team today. We can provide comprehensive advice and help you find the best deal possible.
 
 
*Estate Agent Today